BWAHAHAHAHAHA! Go ahead ... blame me! LOL
I wish I had the perseverance to go through the thousands of photos and categorize them, toss out the ridiculous, and label them, but my kid's just going to have to figure it out.
Most of mine are on my phone with a backup in the cloud. I pay a whopping $2.99/month for extra cloud space, but it's more than just photos.
I can see why you think it might be a waste of time, but I can also see how it would be a comfort to know you're organized.
In some ways, OCD can be a superpower, eh?